renovation or full development finance
renovation or full development finance
This finance quite often falls into one of the following brackets if we are looking at straight-forward finance:
Renovation & nothing materially structural in change
75% LTV, interest serviced monthly, max 18 months – realistically bridging finance to renovate and sell/move to high street mortgage
Full Development
We can fund up to 80% of plot purchase and then up to 100% of costs, only where LTGDV does not exceed 80%. Interest would be serviced monthly over a 12 – 18mth term. There must be an end plan, either mortgage through a High Street bank or to sell properties and repay loan.
Generally, planning would be in place (pre sales not essential) and we would only look to provide funding to experienced developers. The 100% funding as per the above terms should be very attractive and our completion timeframe is as standard under a month (including valuation and legals), so speed in delivery is very good.

home improvement
Unsecured personal loans are available from £3,000 up to £50,000 can be used for home improvement or renovations.

development
We can fund up to 80% of plot purchase and then up to 100% of costs, only where LTGDV does not exceed 80%.

renovation
75% LTV, interest serviced monthly, max 18 months – realistically bridging finance to renovate and then sell/move to high street mortgage.
case study: vehicle loan
I was selling my car on Facebook & Tig and had a potential buyer interested, she couldn’t quite afford my car so I told her to phone Luke and see if he could help. They managed to finance the car for her and she is over the moon with her new purchase.
case study: vehicle loan
We first started using Adrian Welch Finance Brokers just for a cheap used van when it was just me and my brother working together. Now we own three separate businesses with 10 employees, several vehicles, forklifts, machinery, shelving and premises, all financed through Adrian & Luke and without their help it would just not have been possible.
case study: home improvement loan
Needed to do lots of home improvements which was going to take several months if not years as and when we could afford it. Then we enquired about a Home Improvement loan which meant we could have all the work done within a month and enjoy our newly improved house whilst paying the loan back over 3yrs.
case study: business loan
We needed to buy a piece of machinery for our business but didn’t have enough capital to buy it outright.
We spoke with Adrian & Luke and soon realised that we could put just a deposit towards it and finance the rest over 4yrs. This has still left us with cash in the bank and means that we pay for our machine monthly while its earning us money.
case study: personal loan
Contacted Adrian Welch Finance Brokers as I was so busy at work and didn’t have the time to contact several finance companies myself. I supplied Luke with all of my information one evening and I had a facility agreed the next day, Luke met me at work to sign up so I didn’t even have to leave work to complete.